當(dāng)我們?yōu)楹蟠?guī)劃時，我們應(yīng)該記住，美德并不是世代相傳的。
When we are planning for posterity， we ought to remember that virtue is not hereditary.
You are easy to pretend to care about.
為了幫助人們儲蓄更多，使儲蓄成為默認(rèn)選項。