Nowadays people know the price of everything and the value of nothing.
You see, in life, lots of people know what to do, but few people actually do what they know. Knowing is not enough! You must take action.
我不害怕表明立場，來吧，握住我的手。
Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.